*{margin:0;padding:0;box-sizing:border-box}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;line-height:1.6;color:#1f2937;background-color:#fff}.container{max-width:1200px;margin:0 auto;padding:0 20px}:root{--primary-blue: #1e3a8a;--secondary-cyan: #00bcd4;--accent-orange: #f97316;--success-green: #10b981;--warning-yellow: #f59e0b;--text-dark: #1f2937;--text-light: #6b7280;--background-light: #f9fafb;--border-light: #e5e7eb}.header{background:linear-gradient(135deg,var(--primary-blue) 0%,#1e40af 100%);color:#fff;padding:1rem 0;position:fixed;top:0;left:0;right:0;z-index:1000;box-shadow:0 2px 10px #0000001a}.header-content{display:flex;justify-content:space-between;align-items:center}.logo{display:flex;align-items:center;gap:12px;font-size:1.5rem;font-weight:700}.logo-icon{width:40px;height:40px;background:linear-gradient(135deg,var(--secondary-cyan),var(--accent-orange));border-radius:8px;display:flex;align-items:center;justify-content:center}.nav-links{display:flex;gap:2rem;list-style:none}.nav-links a{color:#fff;text-decoration:none;font-weight:500;transition:color .3s ease}.nav-links a:hover{color:var(--secondary-cyan)}.header-cta{display:flex;gap:1rem}.btn{padding:12px 24px;border-radius:8px;font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .3s ease;border:none;cursor:pointer;font-size:1rem}.btn-primary{background:linear-gradient(135deg,var(--secondary-cyan),#0891b2);color:#fff}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 25px #00bcd44d}.btn-secondary{background:transparent;color:#fff;border:2px solid 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h1{font-size:3.5rem;font-weight:800;margin-bottom:1.5rem;line-height:1.1}.hero-subtitle{font-size:1.25rem;margin-bottom:2rem;color:#e0e7ff;font-weight:500}.hero-description{font-size:1.1rem;margin-bottom:3rem;max-width:800px;margin-left:auto;margin-right:auto;color:#cbd5e1;line-height:1.7}.trust-indicators{display:flex;justify-content:center;gap:3rem;margin-top:3rem;flex-wrap:wrap}.trust-item{text-align:center}.trust-number{font-size:2rem;font-weight:800;color:var(--secondary-cyan);display:block}.trust-label{font-size:.9rem;color:#e0e7ff;margin-top:.5rem}.section{padding:80px 0}.section-header{text-align:center;margin-bottom:4rem}.section-title{font-size:2.5rem;font-weight:700;color:var(--text-dark);margin-bottom:1rem}.section-subtitle{font-size:1.2rem;color:var(--text-light);max-width:600px;margin:0 auto}.value-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:2rem;margin-top:3rem}.value-card{background:#fff;padding:2rem;border-radius:12px;box-shadow:0 4px 20px #00000014;border:1px solid var(--border-light);transition:all .3s ease}.value-card:hover{transform:translateY(-5px);box-shadow:0 8px 30px #0000001f}.value-icon{width:60px;height:60px;background:linear-gradient(135deg,var(--secondary-cyan),var(--accent-orange));border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:1.5rem}.value-title{font-size:1.3rem;font-weight:600;color:var(--text-dark);margin-bottom:1rem}.value-description{color:var(--text-light);line-height:1.6}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(400px,1fr));gap:2rem;margin-top:3rem}.service-card{background:#fff;padding:2.5rem;border-radius:12px;box-shadow:0 4px 20px #00000014;border:1px solid var(--border-light);transition:all .3s ease}.service-card:hover{transform:translateY(-5px);box-shadow:0 8px 30px #0000001f}.service-header{display:flex;align-items:center;gap:1rem;margin-bottom:1.5rem}.service-icon{width:50px;height:50px;background:linear-gradient(135deg,var(--primary-blue),#1e40af);border-radius:10px;display:flex;align-items:center;justify-content:center}.service-title{font-size:1.3rem;font-weight:600;color:var(--text-dark)}.service-features{list-style:none}.service-features li{padding:.5rem 0;color:var(--text-light);display:flex;align-items:flex-start;gap:.5rem}.service-features li:before{content:"✓";color:var(--success-green);font-weight:700;margin-top:.1rem}.how-it-works{background:var(--background-light)}.steps-container{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:3rem;margin-top:3rem}.step{text-align:center;position:relative}.step-number{width:80px;height:80px;background:linear-gradient(135deg,var(--secondary-cyan),var(--accent-orange));border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:2rem;font-weight:800;color:#fff;margin:0 auto 1.5rem}.step-title{font-size:1.4rem;font-weight:600;color:var(--text-dark);margin-bottom:1rem}.step-description{color:var(--text-light);line-height:1.6}.calculator{background:#fff;padding:3rem;border-radius:16px;box-shadow:0 8px 40px #0000001a;margin-top:3rem}.calculator-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.5rem;margin-bottom:2rem}.form-group{display:flex;flex-direction:column}.form-label{font-weight:600;color:var(--text-dark);margin-bottom:.5rem}.form-input,.form-select{padding:12px 16px;border:2px solid var(--border-light);border-radius:8px;font-size:1rem;transition:border-color .3s ease}.form-input:focus,.form-select:focus{outline:none;border-color:var(--secondary-cyan)}.calculator-results{background:var(--background-light);padding:2rem;border-radius:12px;margin-top:2rem}.results-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.5rem}.result-item{text-align:center}.result-value{font-size:2rem;font-weight:800;color:var(--success-green);display:block}.result-label{color:var(--text-light);font-size:.9rem;margin-top:.5rem}.footer{background:var(--text-dark);color:#fff;padding:3rem 0 2rem}.footer-content{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem;margin-bottom:2rem}.footer-section h3{font-size:1.2rem;font-weight:600;margin-bottom:1rem;color:var(--secondary-cyan)}.footer-section p,.footer-section a{color:#d1d5db;text-decoration:none;line-height:1.6}.footer-section a:hover{color:var(--secondary-cyan)}.footer-links{list-style:none}.footer-links li{margin-bottom:.5rem}.footer-bottom{border-top:1px solid #374151;padding-top:2rem;text-align:center;color:#9ca3af}@media (max-width: 768px){.hero h1{font-size:2.5rem}.hero-subtitle{font-size:1.1rem}.trust-indicators{gap:1.5rem}.nav-links{display:none}.header-cta{gap:.5rem}.btn{padding:10px 16px;font-size:.9rem}.section-title{font-size:2rem}.value-grid,.services-grid{grid-template-columns:1fr}.calculator{padding:2rem 1rem}}@media (max-width: 480px){.container{padding:0 15px}.hero{padding:100px 0 60px}.hero h1{font-size:2rem}.trust-indicators{flex-direction:column;gap:1rem}.section{padding:60px 0}}